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What Is Beta?

Sensitivity of an asset's returns to overall market returns.

Beta measures how much an asset moves relative to the broader market. Beta of 1.0 means the asset moves with the market on average; beta of 1.5 means it moves 1.5x as much in either direction; beta of 0.5 means it moves half as much.

High-beta stocks (1.3+) include most growth names — tech, biotech, small caps — that exaggerate market moves. Low-beta stocks (below 0.7) tend to be defensive — utilities, consumer staples, large-cap dividend payers. During bull markets, high beta outperforms; during bears, low beta protects.

Portfolio beta is a weighted average of individual betas. If you want to reduce market exposure without changing position count, rotate toward lower-beta names. If you want to amplify a market bet, concentrate in high-beta names. Beta is one of the most useful single numbers for understanding a portfolio's risk profile.

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