How Much to Save for Retirement — Realistic Numbers
Standard rule: save 10-15% of gross income for retirement throughout your career. The math behind it: assumes 7% real returns (historical S&P 500 average) over 30+ years. Higher savings rate enables earlier retirement. Lower savings rate requires working longer or accepting lower retirement income.
Standard rule: save 10-15% of gross income for retirement throughout your career. The math behind it: assumes 7% real returns (historical S&P 500 average) over 30+ years. Higher savings rate enables earlier retirement. Lower savings rate requires working longer or accepting lower retirement income.
10-15% rule explained
This section covers 10-15% rule explained. For the practical framework, see our Retirement Investing hub and our blog for related analyses. Read on for context-specific guidance.
Catch-up contributions after 50
This section covers catch-up contributions after 50. For the practical framework, see our Retirement Investing hub and our blog for related analyses. Read on for context-specific guidance.
FIRE movement math
This section covers fire movement math. For the practical framework, see our Retirement Investing hub and our blog for related analyses. Read on for context-specific guidance.
Compound interest visualization
This section covers compound interest visualization. For the practical framework, see our Retirement Investing hub and our blog for related analyses. Read on for context-specific guidance.